In a changed society like that of Albania, the discussion about gender inequality is an essential issue. This inequality is reflected in many spheres of life, including access to credit. We contacted a fintech company, iute , which provided us with some interesting statistics that highlight a difference in the performance of loans received by women compared to men. This fact raises essential questions: who pays the loan better, men or women?
The latest statistics obtained by iute show that women show a 9% better performance in paying their loans compared to men. To reflect this, the company has monitored over 77,000 active consumer loans in their system in October 2023. This is not just a number, but a clear evidence that women are capable and prepared to better manage financial obligations.
So why does this difference in performance occur? Several factors may have been involved in this situation. In some cases, women may have a more responsible attitude towards credit because of their special financial needs. They can be more careful in managing their budget and paying their dues on time. At the same time, men may experience other financial challenges, such as large mortgage payments and other obligations that may affect their performance on consumer credit. However, an important factor that should be emphasized is gender inequality in Albanian society. Women still face prejudice and difficulties in employment, which can have an impact on their financial performance. It is important to improve this situation and ensure gender equality in all spheres of life.
At this time, iute is a key player in this challenge of gender inequality in access to credit. The company offers loan products tailored to help women quickly and without traditional financial biases. At the same time, iute also supports men in their financial planning. Through this strategy, iute ensures equal access to financial resources for all.
For women, iute offers loans for education, business ventures and personal needs. Recognizing, without discrimination and addressing the special financial needs of men and women, iute's strategy ensures equal access to credit. This is a positive step towards eliminating gender inequality in the financial field.
This situation shows that it is time to work together to address and solve this issue of gender inequality in access to credit. We must ensure that every individual has equal opportunities to improve their financial situation, regardless of gender. At a time when our society strives for gender equality, iute plays a key role in fostering diversity, innovation and economic growth. It promotes equal access to credit, creating a powerful platform to fight financial stereotypes in Albania.
Ultimately, this issue is not just about women or men, but about society as a whole. Gender inequality is a complex issue, but with the efforts of companies like iute and the support of society, we can build a fairer and more equal future for all genders. It is time to work together to address and solve this issue and to ensure gender equality in all spheres of life in Albania.
