
If there?s one thing we need to learn in periods like these we?re going through, it?s like saving money. The more you are able to save, the sooner you will recover from the crisis and why not, the closer you will be to meeting your goals. The steps below will help you, of course, if you apply them.
1. Download savings applications.
Since we use the phone for everything, why not save money through it? There are many apps that will stop you from spending money on these even when you think this desire is stronger than you.
2. Pay cash!
Another functional strategy is to pay cash for daily expenses. That's because people generally don't think about the money they're spending when they pay by card, and that pushes them to waste more money. When you pay with cash in hand, you will spend as much as you calculated and no penny more! When you go shopping, leave your debit / credit card at home and only take your wallet.
3. Make smart purchases
From one store to another, prices vary because it is the service that costs. If a ready-made coffee costs 100 lek, you can get that much money or something more, a complete package and prepare it yourself. Same with restaurants. Why eat out when you can go shopping and cook yourself?
4. Stay away from interests
You spent a lot of money paying interest! Try to reduce as much as you can and take advantage of the offers.
5. Prepare food for the whole week
A good portion of ours end up eating out because they feel too tired to cook every day. What if you make a weekly lunch plan on Sunday night? Our mothers and grandmothers have proven strategy and it has worked. You will save time, money and not be tempted by ready meals.
6. Learn to repair and take care of things yourself!
Another great trick to save money is to repair broken things yourself. There are plenty of videos on the Internet that show step-by-step the repair process for every item, so don't think of mechanics, technicians, and anything else that gets you money in the first place.
7. Buy used items
Of course, this does not apply to everything, but if you are stuck with a brand bag for a long time, you do not have to buy a new one. Via Anabel for example is a practical choice.
Source: The Balance